First time buyers looking to use the new Help to Buy scheme
Buying your first home is exciting but it can be a bit daunting too. Many first-time buyers are concerned that they don’t know enough to decide which mortgage is right for them. Our expert mortgage adviser will discuss the process and options with you to help you make an informed decision.
We have access to the whole lending market, including specialised Help to Buy products and can even offer deals that are only available to brokers.
If you are looking to use the Help to Buy scheme, we will talk you through all your options, find you the most suitable products and will even help you to complete the help to buy loan application itself.
Looking to remortgage and clear your existing Help to Buy loan
When you have come to the point that you are ready to clear your Help to Buy loan, often people aren’t sure where to start. We are specialists in this area and can guide you through the whole process from start to finish.
We will take the time to look into your circumstances and explore the lending market to advise you on your best options for remortgaging. Using our expertise and access to exclusive broker-only mortgage offers, we will find an option that works for you. For some, changes in the mortgage market and eligibility of deals may mean that you could be better off staying with your current provider, we will present all the options to you.
Below are just some of the things we do to make sure we can find you the best deal:
- We spend time to talk with you about your requirements and work out what you need from a mortgage
- We will help you assess your income and any existing financial commitments to determine what you can afford
- Work with you to find the best mortgage to suit your individual needs
- Explain the available types of mortgages and their associated costs
- Provide you with full mortgage illustrations and complete the application on your behalf
- Provide advice on any life insurance you may have or need
- We will take care of the full application process, liaising with the lender on your behalf